Save from every gig
Log a gig, pick 10 to 50 percent, and that share is saved before it can disappear.
For DJs, MCs & friends
Your kibiina.
Your kibiina.
Now on your phone.
The savings group you already trust: the meetings, the pot, the share-out. All of it kept, now digital, safe and open to every member.
Already saving with friends? Bring your group onto WUDA
Nothing lost. Everything better.
Every tradition of the kibiina, kept, and every headache fixed.
The kibiina wayThe WUDA way
The weekly meeting
Meetings, attendance and minutes on everyone’s phone, with reminders by SMS.
Paying in
Pay by MTN or Airtel Mobile Money from anywhere. Cash to the treasurer still works.
The cash box
No box under anyone’s bed. The money is recorded the moment it is paid.
The treasurer’s notebook
One shared book that cannot be lost or rubbed out. Every member sees their own statement.
The merry-go-round
Everyone pays in and one member takes the pot, with a fair number draw nobody can fix.
Fines for lateness
Applied by the rules your group sets, the same for everyone.
Helping in hard times
A welfare fund for burials and sickness, paid out when the leaders approve.
The year-end share-out
Savings back plus your fair share of the profit, worked out to the last shilling.
Made for the hustle
Good gig on Saturday. Money still there on Monday.
Save as a crew
Pool money for the big things: speakers, a mixer, transport for the tour. Everyone sees it grow.
Lean on each other
When life hits, the group’s welfare fund and fair loans are there, not a money lender.
Your PIN, your approvalEvery mobile money payment needs your own PIN.
Records can’t be erasedMistakes are corrected in the open, never rubbed out.
Run by DJs, for DJsOwned by the Western Uganda Deejays Association.
Your data protectedHandled under Uganda’s Data Protection and Privacy Act, 2019.
Join in three steps
Ready in minutes.
- 1Sign upYour name, NIN and mobile money number.
- 2Join a groupJoin WUDA’s savings, or start a kibiina with your crew and share the code on WhatsApp.
- 3Save togetherPay in your way, watch it grow, share out at year end.
Questions
What people ask before they join.
What is WUDA Digital Savings?
WUDA Digital Savings is the savings and loans system of the Western Uganda Deejays Association. Members save from their phones with MTN Mobile Money or Airtel Money, borrow against their savings and see every shilling in their own statement.
Who can join WUDA?
DJs, MCs and friends of the association aged 18 or older. You sign up with your name, National ID number (NIN) and mobile money number, and an officer approves your membership.
How do I pay in my savings?
From your phone with MTN Mobile Money or Airtel Money. Each payment is recorded straight away and shows in your statement. The smallest deposit is UGX 1,000.
How much can I borrow?
Up to 2 times your savings, from UGX 50,000 to UGX 5,000,000, once you have saved at least UGX 100,000 and been a member for 3 months. Interest is 1.5% a month on the reducing balance, repaid over 1, 2, 3 or 6 months. You need 1 guarantor who is also a member.
Is my money safe?
Every payment carries its Mobile Money reference, no officer can approve or record their own money, and every change is kept in an audit trail. You can check your balance and download your statement at any time.
What is a kibiina, and does it still work the same way?
A kibiina is a savings group where members contribute regularly, support each other and share out at the end. WUDA keeps the traditions: regular contributions, the rotation, fines, welfare and the share-out, but records everything on your phone instead of a notebook and cash box.
Can other savings groups use the system?
Yes. Any group can start a Digital Kibiina, invite members with a code shared on WhatsApp and collect contributions by Mobile Money. New groups are approved by WUDA before they go live. A small platform fee, usually 0.5% of each payment, keeps the system running.
Can I use it in my own language?
Yes. Tap the globe button at the top of the page to switch to Luganda, Runyankore-Rukiga, Acholi, Lango, Ateso or Dhopadhola (Jopadhola Luo). Anything not yet translated shows in English.
Is there an app?
Yes. Open the site on your phone and tap Install the app. It sits on your home screen like any other app and can send you notifications.
DJs, MCs and friends:
let’s save together.
The kibiina you know, without the notebook, the cash box or the arguments.
WUDA Digital Savings System · a product of Western Uganda Deejays Association
Developed by Nexa Blaze Events and Systems